Title Services

At Fidelity National Title, our mission is to deliver exceptional service and expertise to ensure the smooth and successful completion of your real estate transaction. We recognize that every client has unique needs, and for that reason, we strive to go beyond the typical title company experience. By working closely with our clients — listening carefully and anticipating their needs — we are able to provide tailored solutions with the professionalism and respect they deserve. Many of our clients return time and again because of the personalized attention they receive. Your success is our top priority.

Our experienced team is well-versed in handling a wide variety of transactions, including commercial, residential resale and refinance, home equity, construction loans and binders, and investment properties. With an attorney on staff, we are equipped to promptly identify and resolve title issues that may arise in any real estate transaction. Additionally, several members of our team are fluent in both English and Spanish, ensuring clear communication throughout the process.

Title Insurance Rates

Title insurance rates in Texas are set by the state and remain consistent across all title companies — meaning the cost of title insurance itself will not vary. However, closing fees do differ from one office to another. Unlike many companies that offer a low closing fee but add on extra charges throughout the process, our closing fee is all-inclusive, covering all administrative costs related to the transaction (with the exception of recording fees).

View Title Insurance Rates

  • Limitations on use of the property.
  • Mechanic’s liens.
  • Easements, rights of way, and other legal obligations are noted in the deed or public records.
  • Restrictive covenants limit certain types of use of the property.

It is protection against loss if a covered defect is found in the chain of title to your property.

  • Errors in information contained in deeds, mortgages, public records, etc.
  • Liens – claims against the property or a prior owner that affect the property and have not been paid or released. Examples include prior mortgages, judgments against prior owners, and taxes.
  • Claims to ownership – Someone claiming that they had an ownership interest in the property that was not accounted for in a prior transfer, such as the spouse of a former owner or heir of a deceased former owner.
  • Invalid Deeds – such as a purported transfer by someone who did not own the property or who was not mentally competent.

In Texas Title Insurance rates are set by the Texas Department of Insurance and are based on the sales price of the property or the amount of the policy being issued.

  • Title Companies can charge fees other than for the insurance itself, such as an Escrow Fee and Courier Fees. You should ask any prospective title insurance company for a list of fees.
  • Title Companies, even offices of the same company, vary greatly in the quality of customer service they provide. Recommendations from friends, realtors, and other advisors are invaluable in finding a title company location that provides excellent customer service. It is your home and your money, so you deserve to be kept “in the loop” on your transaction.

Coming soon

The Closing Process

Title Insurance Fights For You!

Title insurance is much more than another piece of paper that you sign. It has the power to protect you against many different unforeseen problems that may occur.

Owner's Policies Protect You!

There are a number of things an Owners Policy protects you from, including pesky neighbors who want to challenge your property line.